re the current Annual Percentage Rates (APRs) for Pay Over Time Features. (v) indicates variable rate. For Sign &TraveL the APR is 18.2446(v). For Skgn & Travel. the APR is 18.24%(v). Please refer to page 2 for further Important Information regarding your account AMEX000318 SDNY_GM_02743817 EFTA_002308