ot charging those lees if your account is overdrawn by $5 or less al the end of the business day As of July 22, 2012. these changes aro reflected in the 'Addlierlal Banking Services and Foes' document as follows In the AddationaLBsokIns.SsodiandEssei In the section called 'Insufficient Funds, Returned Items, and Stop Payments th