5 of 7 EFTA00229976 --- ----' . Case 9:08-ov-80736-KAM Document 48-5 Entered on FLSD DoOket 03/21/2011 Page 7 of 15 By signing this agreement, Epstein LUCKS and certifies that each of these terms is material to this agreement and is supported by independent consideration and that a breach of any one of