ings: JPMSI does nor endorseor otherwise Wealth. indepenlenfResearchPronderremoichandor ratings Chtterenf &nu use a vanelyot ratings terns es wet/ as Ettttereal ramp systems to describeltiev reconvnendations JPMSI uses a Vete: oriarsps system as deserted abate 1RPs may use a afferent ratings system. such as