SUBSIDIARY BffiR STffiRNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 383 Madison Avenue New York New York 10179 Steams Sealant Ø. Om Mental, Santa North Croattin. New York 11201.3859 FINANCIAL TRUST COMPANY INC ACCOUNT EXECUTIVE ZICHERMANJRA STATEMENT PERM September 30.2006 TELEPHONE