S with Bear,Stearns& Co. Inc. SEM.EMDO TR/DE DATE DATE 01/30/03 crux. TRANSAC11011 DE EC P CU JOURNAL m a 8 625 DUET 31/09 JOURNAL ADP FITA4PR 1/4 01130, INTEREST ADP CD DUE 12/3 25 Beer. Szerrns SOC.nbel COO. Cue Metrairch Center North aro:kW% New VC* 11201.3859 FINANCIAL TRUST CO