risCuLY OMV.E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. 383 Madison Avenue New York New York 10179 Beer. Steaut SBN•II*I Corp. Cectletroiech Confer North Betatron. New Yoh 11201.3859 INSTITUTIONAL INTERESTS STATEMENT PERK* THROUGH ACCOUNT NUMBER January 1.2002 January