RY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8. Co. Inc. 383 Madison Avenue New York, New York 10179 BNB. 5149mS SBOvibtl Cop. Ono Mettotech Corder Noah Betck5n. Ne*TcHt 1120/3859 INSTITUTIONAL INTERESTS STATEMENT PERK* THROUGH ACCOUNT NUMBER February 23.2002 March 28.2002 What's In This State