lders shall be determined in accordance with the provisions of Section 15 of these bylaws, subject to the provisions of Sections 702 through 704 of the California Corporations Code (relating to voting shares held by a fiduciary, in the name of a corporation, or in joint ownership). Voting at any meeting of shareholders need no

tion Law of California other than the banking business, the trust company business. or the practice of a profession permitted to be incorporated by the California Corporations Code. Ill Authorized Capital Stock. The Company is authorized to issue two classes of shares. designated respectively "Common Stock" and "Preferred Sto