nds are insufficient as a matter of law to state a claim for fraud. - 25 - KU 2147929.S EFTA00294839 fraudulent inducement must fail. See e.g., Olkey v. Hyperion 1999 Term Trust, Inc., 98 F.3d 2, 9 (2d Cir. 1996) (alleged misrepresentations (written and oral) that are "contradicted by the disclos