r than such person. - 18 - EFTA00585643 ARTICLE XX The trust herein created may be referred to as THE JEFFREY EPSTEIN JULY 2010 ANNUITY TRUST. ARTICLE XXI The Grantor hereby declares that this Agreement and the trust herein created shall be construed, regulated and administered in all respects by the

r than such person. - 18 - EFTA00585664 ARTICLE XX The trust herein created may be referred to as THE JEFFREY EPSTEIN JULY 2010 ANNUITY TRUST. ARTICLE XXI The Grantor hereby declares that this Agreement and the trust herein created shall be construed, regulated and administered in all respects by the