he Tenants agrees that he or she shall be liable to the Partnership for any damage to or loss of the Art during a Use Period that is not covered by the Art Insurance, but only to the extent that such damage or loss is a direct result of such Tenant's gross negligence or willful misconduct. 3. RENT-FREE USE. The

he Tenants agrees that he or she shall be liable to the Partnership for any damage to or loss of the Art during a Use Period that is not covered by the Art Insurance, but only to the extent that such damage or loss is a direct result of such Tenant's gross negligence or willful misconduct. 3. RENT-FREE USE. The