dures: with New York law and the followin rovisions: • SIDDIVID2 the rules of evidence annlicable to non-iury court nroceedinas under the lam of the State of New York i4i-New-Y-Ewle-C-e+ity-er-the-United,Siates-Disteet-Gepurt-fer--the-Seuthem DistFietand the substantive law of the State of New York. &eh-a-the-Payer-an