LAWS AND REGULATIONS APPLICABLE IN THE REPUBLIC OF LATVIA GOVERNING THE OFFER OF SECURITIES IN THE REPUBLIC OF LATVIA. SVCS ARE NOT REGISTERED WITH THE FINANCIAL AND CAPITAL MARKET COMMISSION ("FCMC") UNDER THE FILM. SVCS 85 EFTA00292366 WILL NOT BE OFFERED IN THE REPUBLIC OF LATVIA BY WAY OF A PUBLIC OFFER, EXCEPT TO QUALIFIED INVEST