d as of February 19, 2016 (this "Agreement"): between [Black entity — to be confirmed] ]c/o 445 Park Avenue Suite 1401 New York, NY 100221 and Artace Inc. 175 West 12'h Street New York, NY 10011 as Lender as Borrower The Lender and the Borrower are each referred to herein as a "Party" and collectiv