ot forbid adverse inferences against parties "when they refuse to testify in response to probative evidence offered against them...." Fraser v. Sec. & Inv. Corp., 615 So. 2d 841, 842 (Fla. 4th DCA 1993) (quoting Baxter v. Pahnigiano, 425 U.S. 308, 96 S. Ct. 1551, 47 L. Ed. 2d 810 (1976)(emphasis added)). Acc