and contains no misrepresentations or omissions of pertinent information in the loan application or other documents. I/We understand and agree that Embrace or its Closing Agent or Service Provider reserves the right to amend the review process for my/our application, which may include verifying the info

ZATION TO RELEASE INFORMATION The undersigned certify: I/We have submitted an application to Embrace Home Loans, Inc. (Embrace) as of 08/25/16, and Embrace has provided us with informational disclosures about our loan including, but not limited to a Loan Estimate, and we acknowledge receipt of this dis