about 31.5 out of every 10,000 subprime loans originated between January and June 2006 had a delinquency on its first monthly payment, according to Loan Performance, a subsidiary of First American Real Estate Solutions. 33 EFTA00316761 Case 1:08-cv-02793-RWS Document 102 Filed 02/27/09 Page 49 of 347 141.