erating income EBITDA Net interest income/ (expense) 06rer *worm I (expense) Pretax income Marne taxes Net income GAAP Net income - recurring CiaJted shares outstanding EPS- GAAP EPS - recuning J.F!Morgan 1O14A 2014E 3014E 4014E 1.862A 2.144 2.519 1,953 (937)4 (996) (1,123) (976) (2