greement or in the plans and documents referenced herein. Sincerely. /s/ John J. Suydam John J. Suydam Vice President Agreed and Accepted: /s/ Joseph P. Azrack Joseph P. Azrack Date: June 2. 2008 EFTA00623693 Exhibit 10.43 SEPARATION AGREEMENT THIS SEPARATION AGREEMENT (the "Separation Agreement") is