ndependent third party to make the final decision. EFTA00194732 J. MICHAEL BURMAN. P.A.' GREGORY W. COLEMAN. P.A. ROBERT D. CRITTON. JR.. P.A.' BERNARD LEZEDIIKER MARK T. I.UTTIER, PA. JEFFREY C. PEPIN MICHAEL J. PIKE HEATHER McNAMARA RUDA FIDRIDA BOARD CERTIFIED CIVIL TRIAL. I AWYPIt BURMAN, CRITTON, LU