LOCKHART GROUP OF COMPANIES Policy No.MEEPage 1 of 2 The Guardian Building P.O. Box 9109 St. Thomas, U.S. Vi in Islands 00801 Tekpho Facsimil. Bbsiness Auto olicy Declaratio s Renewal No.: ITEM ONE Name and Address of Insured ABC CONCEPTS, INC 8744 LINBERG BAY ST THOMAS VI 00802 Cuss ' Broker: