broker at the time of trade and no later than close of business on the day the trade settles. O2014 Charlas Schwab S Co.. Inc. Al tighls resanoct. tAambor SIPC. 10114-00th) Page 14 of 16 SVC EFTA00283316 charles SCHWAB Schwab One@ Account of LESLEY KATHERINE GROFF Account Number COST BASIS DISCLOSUR