Inc. 245 Park Avenue New York. New York 10167 (212) 272-2000 Bear. %WM SS Cap. Eke 11010,401 Cale NV IVenkr, Now Yak 112414249 c212) 2324000 INSTERMCCAL INTERESTS ACCOUNT EXECUTIVE ZICHERMANIRA STA/01CW nraco March 11.2001 TELEPHONE (212)272.4189 ThROLGH .9M27.2001 VISIT OUR WEBOTE twm.bearse