e LAST STATEMENT OCCentar 31.2002 Your Portfolio Allocation Fled Income— loos U,••••0•J Mire d•rat• era' We °. rot( NO,. nw .11.4 plearraga • Cirvilf Inn PPI aet44 Mite: .Sa a /QV toNalo 027 020101 lin 001 V6'0 EFTA01320888 0 -n C in r ZOLOSE00- 019- ANGS BEAR STEARNS OFFICE SERVICIN