0Alt 0.40CAY MUSACIM COMP1131. 0:411 AuCtel MEM AMM 01/27/04 JOURNAL FRG F113.4 44.533.00 TOTAL 5.293.137.00 5219,564.00 Your messages ExCOSS SIPC Account Protection Update Effective February 16. 2004. the commercial insurer through which Bear. Steams Securities Corp. obtains excess SIPC protection will change t