ISE-ZOO-Vida BEAR STD‘RNS OFFICE SERVICING YOUR ACCOUNT Beat. Stearns 4, Co. Inc. 383 MASCO Avenue New Y New York 10179 CALAREO naitclwm fR MOLLY COSMO S&. ASV Dm Swans Satin Cos. ISactach Cams Koss Pacer. Pa York 1120148.59 FINANCIAL TRUST CO INC STATEreaer PERIOD Wry 1, 2004 nappy May 28.2004