YOUR ACCOUNT Bear. Stems & Co. Ine. 245 Park Avenue Now York, Now York 10167 (212) 272-2000 a:AVM° THROUOn 1600. 0,416.9 SURSCPART Be.. SWIMS Suer Cap Ore Ve0011,0, Ceder Myth ETTORP. T* tat 11201.3659 c212) 212.1000 INTERNATIONAL CHARITABLE STATE'S? PEA1,00 rebury 24, 2001 1me0004 March 30.2