II other purchases. Use your card to earn points that can be redeemed for travel. cash and more. For complete program details, please refer to your J. P. Morgan Card Guide to Benefits. Services & Rewards. • ! I Date of Transaction PURCHASES 02/03 Merchant Name or Transaction Description CREDIT BALANCE REFUND 2015 Totals Year

II other purchases. Use your card to earn points that can be redeemed for travel. cash and more. For complete program details. please refer to your J. P. Morgan Card Guide to Benefits. Services & Rewards. Date of Transaction PAYMENTS AND OTHER CREDITS 11/28 AUTOMATIC PAYMENT THANK YOU -156.86 12/03 ANNUAL FEE REFUND -99.00

all other purchases. Use your card to earn points that can be redeemed for travel. cash and more. For complete program details. please refer to your J. P. Morgan Card Guide to Benefits. Services & Rewards. I Date of Transaction Merchant Name or Transaction Description S Amount PAYMENTS AND OTHER CREDITS 09/27 AUTOMATIC PAYMEN

all other purchases. Use your card to earn points that can be redeemed for travel, cash and more. For complete program details, please refer to your J. P. Morgan Card Guide to Benefits. Services & Rewards. Date of Transaction Merchant Name or Transaction Description PAYMENTS AND OTHER CREDITS S Amount oa28 AUTOMATIC PAYMENT -