.24%v -0- -a- CASH ADVANCES Cash Advances _ 19.24%(v . , -0- -0- , , , aBALANCE TRANSFER , S • • ' = Balance Transfer 9.24%(v) -0- (v) = Venable Rate 30 Days in Billing Period Date of Transaction 12/09 12/09 Merchant Name or Transaction Description NAYA MEZZE & GRILL 1057 2ND AVE NY PASTRY

t Rate Charges PURCHASES Purchases CASH ADVANCES Cash Advances BALANCE TRANSFERS Balance Transfer 13.24%,(v) 13 24%(v) 13.24%(v) -0- (v) = Venable Rate 31 Days in Billing Period Please see Information About Your Account section for the Cakulat ion of Balance Subject to Interest Rate. Annual Renewal

terest Rate Charges PURCHASES Purchases CASH ADVANCES Cash Advances BALANCE TRANSFERS Balance Transfer 1324' tv) 13.24%(v) 13.24%(v) (v) = Venable Rate 31 Days in Billing Period Please see Information About Your Account section for the Calculat ion of Balance Subject to Interest Rate. Annual Renewa

ject To Interest Rate (APR) Interest Rate Charges CASH ADVANCES Cash Advances 19 24",ivi BALANCE TRANSFERS Balance Transfer 9.24%(v) (v) = Venable Rate 30 Days in Billing Period Please see Information About Your Account section for the Calculat ion of Balance Subject to Interest Rate. Annual Renewa

Inteleyt Rate Charges PURCHASES Pwrivess t3 24:(V) -0 CASH ADVANCES Cash AOninale 1324%(v) BALANCE TRANSFERS &Mira Transkei 1324%(v) 04 Venable Rate 31 Days In DONN Peeled Piers see Inbernabb Abc44 Your AccouN .Man lot be CabAsIcn 01 Balance &CHM lo INateat Rae. Annual Ran... al Nn in, NYS b /w

nual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Percentage Rate Select & Pay Later Total (v) Venable Rate From 09/23/2011 To 19.4996(v) Balance Subject to Interest Rate Interest Charge $0.00 $0.00 $0.00 Information on Pay Over Time There Is