48:50 AM =ST To: =/b>' As a reminder, we =ill be hosting a client call today at 10:30am EST entitled, Geopolitical Risks to Our 2016 Outlook. =/i> Sharmin =ossavar-Rahmani will host the call and she will be joined by Nicholas =urns and Evan Medeiros. For your =onvenience, please see the webcast and dia