penalties. This is not an official confirmation. JPMorgan Private Bank" t the marketing name for the Emote banking bumnem conducted tr: JPI/orgcat Chose & Co. , and its sultiliaries wcaldwide IPMorpn Chase Bank, N.A and I.P. Mogen 'Trust Co., N.A an members of the FDIC. I.P. Morgan Securities Inc. (IPMSI)