) regarding its legacy U.S. cross-border business. Zurich, 23 June 2015 — The decision to take a preliminary provision at this time is the result of Julius Baer's recent discussions with the DOJ regarding its eventual, comprehensive and final settlement of the DOJ's investigation of Julius Baer's legacy U.S.

stimates are by their nature based on judgment, currently=available information and a variety of other factors, the amount of the pr=vision reflects Julius Baer's existing understanding and the prese=t state of the preliminary discussions with the DOJ regarding the amount o= an eventual settlement and may be s

arding =ts legacy U.S. cross-border business. Zurich, 23 June 2015 4>=93 The decision to take a preliminary provision at this time is the result=of Julius Baer's recent discussions with the DOJ regarding its eve=tual, comprehensive and final settlement of the DOJ's investigatio= of Julius Baer's legacy U.S. c

regarding its legacy U.S. cross-border business. Zurich, 23 June 2015 — The decision to take a preliminary provision at this time is the result of Julius Baer's recent discussions with the DOJ regarding its eventual, comprehensive and final settlement of the DOJ's investigation of Julius Baer's legacy U.S. c

regarding its legacy U.S. cross-border =usiness. Zurich, 23 June 2015 — The decision to take a pr=liminary provision at this time is the result of Julius Baer's rec=nt discussions with the DOJ regarding its eventual, comprehensive and fina= settlement of the 001's investigation of Julius Baer's le=acy U.S. c

stimates are by their nature based o= judgment, currently available information and a variety of other factors, t=e amount of the provision reflects Julius Baer's existing understan=ing and the present state of the preliminary discussions with the DOJ regar=ing the amount of an eventual settlement and may be s