used in exceptional circumstances only. It should not be used as a substitute for answering the KYC questions No correctly to derive the appropriate KYC Next Review Date. Page 11 CONFIDENTIAL - PURSUANT TO FED. R. CRI M. P. 6(e) CONFIDENTIAL DB-SDNY-0059799 SDNY_GM_00205983 EFTA01368138

wenng the KYC questions No correctly to derive the appropriate Risk Rating. Override KYC Next Review Date Override KYC Next Review Date ?Overriding KYC Next Review Date is to be used in exceptional circumstances only. It should not be used as a substitute No for answering the KYC questions correctly to derive the app