3.0% 4.5% 5.5% Pa:fic ex-Japan Equity MSCI Pacific Free ex•Japan Index (net of ethhcidng taxes) 1.5% 25% 3.0% 3.5% Emaging Market Equity MunkOal Bends MSC' Emerging Markets Index (net of sdhcking tareS) Barclays lAnitd Shottentermedate Index 4.0% 50.5% 6.0% 320% 60% 16.0% 9.5% U.S. HO Yiel