n Index (net of ethhcidng taxes) 1.5% 25% 3.0% 3.5% Emaging Market Equity MunkOal Bends MSC' Emerging Markets Index (net of sdhcking tareS) Barclays lAnitd Shottentermedate Index 4.0% 50.5% 6.0% 320% 60% 16.0% 9.5% U.S. HO Yield Bonds Mend LuicNB0A Figti Yidd Masts II Index 20% 2.0% 20% 2.5% Interndonal Bon