RCII ••• BB&T upgrades SRI (buy), JPM downgrades GEVA, Nat Bank cuts GSS EFTA00390548 Europe Key Research: • JPM upgrade GARAN TI and downgrade SHI LN & YKBNK TI, KBC downgrade AALB NA • UBS upgrade TL5 SM, initiate ASC LN (b), cut AIP SJ from least pref list • Barc downgrade SAP SJ, Citi initiate EVK GY (s)