familyfor providing investment a dvisoryand other services. Page 8 of 9 EFTA01529468 JEFFREY EPSTEIN ACCT. For the Period 11/1/08 to 11/30/08 Important Information RegardingAuction Rate Securities (ARS). ARS are debt or pr eferredsecurities with an interest or dividend rate reset periodicallyin an auct ion. Although there may be daily, weekly