nt cf RS 893,457 Borrowings accrue interest at variable rates based di the Long-term Irterest Rate (rasa da Juros de Longo Prazo—TJLP) as offered by ENDES plus a credt spread ranging from 1.92% for subedary entities of Salvador and 2 18% for subeclary entities of Bahia For Me veers ended December 31. 2