instalments which commenced on 31 December 2014 Interest is pad quarterly while caplet a repaid bi- annually The loan matures on 31 December 2028 Nedtank of South Africa Limned Sevenstones 159 (RF) Proprietary Limited and Leduc° 77 (RF) (Protbetary Limited) have senior ban lab mos totaling 521 2 neon withThe Necbank