per annum There are ro undrawn credit faced es as at December 31, 2014 and INR 334 134 477 as a: December 31, 2013 Local currency loan availed from PTC Inca Financial Sery cies Limited is repayable in 59 quarterly instalments commencing from 15 October 2cri 3 The loan carries an interest rate equal to the Rupee Based Foe(' rate Ce,