into lots loan arrangements on April 20. 2012 for a total aggregate pnrcipai amour of up to US991 500,000 Notes and loans payable are denominated in US Col ars and were as follows Interest rates prevailing at March 31, 2015 Decent/fee 31, 2014 March 31, 2015 December 31, 2014 Nederland:se Fin., roc