3 million) of the loans issued The term bans mature in December 2028 The Nedbank term loan tears rterest al a variable rate equal to the sum of the JIBAR plus a 278 http://cfdocs.btogo.com:27638/cf/drv7/pub/edgar/2015/07/20/0001193125-15-256461/d78... 7/20/2015 CONFIDENTIAL - PURSUANT TO FED. R. CRI

a senor ban facility of 528 5 meson web The Standard Bar* of Sotth Africa United which was entered irto on 5 November 2012 The loan bears rterest at JIBAR plus a margin of 4 05% at the capita is repayable in biannual instalments wnch conynenced on 31 December 2014 Interest is pad quarterly while cerea

ed with Standard Bank, which provided fa a term ton facility with a limit of 8956 prelim The term loan Willy bears interest al a rate of three month JIBAR plus a vanatre speed per annum. which represents liquidity and other risks, end rreldes in 2031 Al March 31. 2015. the balance outstanding under the

Standard Bark of Sotth Africa Umned which was entered into on 5 November 2012 The Prat utrizaten amounted to 529,369290 The loan beats interest at JIBAR plus a margin of 4 05% and the capital s repayable in tt-annual instalments which commenced on 31 December 2014 Interest is pad quarterly while capl