ATION: AND (21 THE INFORMATION CONTAINED IN THIS ACCOUNT APPLICATION IS ACCURATE. [ AGREES CUENT TO EDGES THAT THIS ACCOUNT AGREEMENT CONTAINS A PRE DISPUTE ARBITRATION CLAUSE AT SECTION III, PAGE 6. AND CLIENT MS (ALL ACCOUNT AGREEMENT SIGNATORIES MUST INITIAL). INITIAL HERE: 1; THE INTERNAL REANUE SERVICE DOES NOT REOUIRE CLIENTS