ays prior to the Redemption Date, by overnight courier. (e) Within five Business Days of receipt by the Trustee and the Issuer of notice from any Holder of Subordinated Securities holding less than the Required Redemption Percentage that it wishes to direct an Optional Redemption, the Trustee shall forward such notice to the

pplicable law. (b) No later than March 31 of each calendar year, the Issuer shall (or shall cause its Independent accountants to) provide to each Holder of Subordinated Securities (i) all information that a U.S. shareholder making a "qualified electing fund" election (as defined in the Code) is required to obtain for U.S. fed