subject to a finance charge of 1.5% per month. EFTA_R1_02173532 EFTA02718787 SECKENDORF HASSON & REILLY CPA'S, LLC CERTIFIED PUBLIC ACCOUNTANTS Bruce S. Scckendorf, CPA David M. Hasson, CPA Robert P. Reilly, CPA SOUTHERN TRUST COMPANY, INC. c.o Richard Kahn 6100 RED HOOK QUARTER B3 ST. THOMAS USVI 00802 -

subject to a finance charge of 1.5% per month. EFTA_R1_02173530 EFTA02718785 SECKENDORF HASSON & REILLY CPA'S, LLC CERTIFIED PUBLIC ACCOUNTANTS Bruce S. Scckendorf, CPA David M. Hasson, CPA Robed P. Reilly, CPA SOUTHERN TRUST COMPANY, INC. JE ENTITIES c.o Richard Kahn 6100 RED HOOK QUARTER 133 ST. THOMAS,