verside Plaza, Suite 1200, Chicago, IL 60606, President TOM BOLT, Corporate Place, 5600 Royal Dane Mall, St. Thomas, VI 00802-6410, Division Chair AMERICAN BAR ASSOCIATION ADVISORS CAROL G. KROCH, Rodney Square North, 1100 Market St., Wilmington, DE 19890, ABA Advisor JOHN K. NOTZ, JR., 191 N. Wacker Dr., Chicago, IL 60606-16