taxes, you could always s=ll it if you needed money and is almost as safe as the bank. . however i understand your trepidation as it is your first adul= decision. :) On Fri, Dec 30, 2016 at 8:52 AM, Kathy Ruemmler < wrote: <=iv dir="auto"> No i don't think I can do it. Too anxious Sent from my iP