st progressive wage-and-hour laws in the country, but low-income workers are still struggling. ALANA SEM UE LS: NOV 25 2014 BURLINGTON, Vt.—Johann Kulsic arrived in this city with an optimistic feeling that he'd finally begun his ascendancy to the middle class. He'd been accepted into the University o

making something of himself, perhaps studying computer science. But as the freezing cold of a Vermont fall turned into winter, it slowly dawned on Kulsic that he might need to make a detour. He'd taken out a loan of $16,000 to cover the remainder of his expenses, and couldn't earn enough to make the