and GUARANTOR: Bank of America, N.A. Banking Center: 101 South Tryon Street, 6th Floor Charlotte, North Carolina 28255 Narrows Holdings LLC do Rubin, Baum, Levin, Constant & Friedman 30 Rockefeller Plaza New York, New York 10112 Attention: David A. Mandel, Esq. "BOFtROWER": Leon D. Black I. Guaranty. FOR